Plastic surgery: What could go wrong?CosmetAssurethanks you for asking.
A number of complications can occur as a result of plastic surgery, and CosmetAssure recognizes 15 of them.
Sometimes there is some leeway, but theres no guarantee.
Photography by Hannah Khymych
And thats precisely where a cosmetic surgery insurance program becomes relevant.
Dr. Pannucci is one of just under 1,000 surgeons in the United States who offer complication insurance with CosmetAssure.
Surgeons enrolled in CosmetAssure automatically insure all of their patients and every procedure.
Why they chose that wording, I have no idea, Fuqua says.
What CosmetAssure does not cover include revision surgerieseven those directly sparked by a complicationnor dissatisfaction.
And isnt that comforting?
Grotting had been trying for years to solve a critical lack of insurance coverage for plastic surgery complications.
A patient of his had a successful procedure, but developed a cardiac arrhythmia during her recovery.
He and Sedgwick came up with a program that they shopped around to insurance agencies.
Dr. Grotting says, but there was no legal precedent to fight it.
Like CosmetAssure, Aesthetisure insures providers, not specific patients or procedures.
This is just an additional tool that you have.
Complication insurance is one of those products.
Our goal is to cover revisional, Fuqua says of these particular cases.
We’re just in the process of trying to figure out what that risk really looks like.
But less than a tenth of ASPS members offer CosmetAssure, or any other form of complication insurance.
It sounds good on the surface, right?
But there are a couple of issues with it.
It’s just part of our customer service.
But every physician will have either their own insurance program or policies.
Some, like Dr. Shafer, will cover associated costs or waive other ones.
The third option that maybe no one has shared with you is to sue the physician, Berryman offers.
We have a go at mitigate that.
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